Interview with Warren Buffet

There was a one hour interview on CNBC with Warren Buffet, the second richest man who has donated $31 billion to charity. Here are some very interesting aspects of his life:

1. He bought his first share at age 11 and he now regrets that he started too late!
2. He bought a small farm at age 14 with savings from delivering newspapers.
3. He still lives in the same small 3-bedroom house in mid-town Omaha , that he bought after he got married 50 years ago. He says that he has everything he needs in that house. His house does not have a wall or a fence. 4. He drives his own car everywhere and does not have a driver or security people around him.
5. He never travels by private jet, although he owns the world's largest private jet company.
6. His company, Berkshire Hathaway, owns 63 companies. He writes only one letter each year to the CEOs of these companies, giving them goals for the year. He never holds meetings or calls them on a regular basis. He has given his CEO's only two rules.
Rule number 1: do not lose any of your share holder's money.
Rule number 2: Do not forget rule number 1.
7. He does not socialize with the high society crowd. His past time after he gets home is to make himself some pop corn and watch Television.
8. Bill Gates, the world's richest man met him for the first time only 5 years ago. Bill Gates did not think he had anything in common with Warren Buffet. So he had scheduled his meeting only for half hour. But when Gates met him, the meeting lasted for ten hours and Bill Gates became a devotee of Warren Buffet.
9. Warren Buffet does not carry a cell phone, nor has a computer on his desk.

His advice to young people:
"Stay away from credit cards and invest in yourself and Remember:
A. Money doesn't create man but it is the man who created money.
B. Live your life as simple as you are.
C. Don't do what others say, just listen to them, but do what makes you feel good.
D. Don't go on brand name; just wear those things in which you feel comfortable.
E. Don't waste your money on unnecessary things; just spend on things that you really need.
F. After all it's your life, then why give others the chance to rule your life."

Source : http://fidelity73.blogspot.com/2008/06/interview-with-warren-buffet.html

Anak Kecil Penjual Kue

Seorang pemuda yang sedang lapar pergi menuju restoran jalanan dan iapun menyantap makanan yang telah dipesan. Saat pemuda itu makan datanglah seorang anak kecil laki-laki menjajakan kue kepada pemuda tersebut, "Pak, mau beli kue, Pak?"

Dengan ramah pemuda yang sedang makan menjawab "Tidak, saya sedang makan".

Anak kecil tersebut tidaklah berputus asa dengan tawaran pertama. Ia tawarkan lagi kue setelah pemuda itu selesai makan, pemuda tersebut menjawab "Tidak dik, saya sudah kenyang".

Setelah pemuda itu membayar kekasir dan beranjak pergi dari warung kaki lima, anak kecil penjaja kue tidak menyerah dengan usahanya yang sudah hampir seharian menjajakan kue buatan bunda. Mungkin anak kecil ini berpikir "Saya coba lagi tawarkan kue ini kepada bapak itu, siapa tahu kue ini dijadikan oleh-oleh buat orang dirumah".

Ini adalah sebuah usaha yang gigih membantu ibunda untuk menyambung kehidupan yang serba pas-pasan ini. Saat pemuda tadi beranjak pergi dari warung tersebut anak kecil penjaja kue menawarkan ketiga kali kue dagangan.

"Pak mau beli kue saya?", pemuda yang ditawarkan jadi risih juga untuk menolak yang ketiga kalinya, kemudian ia keluarkan uang Rp. 1.500,00 dari dompet dan ia berikan sebagai sedekah saja.

"Dik ini uang saya kasih, kuenya nggak usah saya ambil, anggap saja ini sedekahan dari saya buat adik".

Lalu uang yang diberikan pemuda itu ia ambil dan diberikan kepada pengemis yang sedang meminta-minta. Pemuda tadi jadi bingung, lho ini anak dikasih uang kok malah dikasih kepada orang lain.

"Kenapa kamu berikan uang tersebut, kenapa tidak kamu ambil?"

Anak kecil penjaja kue tersenyum lugu menjawab, "Saya sudah berjanji sama ibu dirumah ingin menjualkan kue buatan ibu, bukan jadi pengemis, dan saya akan bangga pulang kerumah bertemu ibu kalau kue buatan ibu terjual habis. Dan uang yang saya berikan kepada ibu hasil usaha kerja keras saya. Ibu saya tidak suka saya jadi pengemis".

Pemuda tadi jadi terkagum dengan kata-kata yang diucapkan anak kecil penjaja kue yang masih sangat kecil buat ukuran seorang anak yang sudah punya etos kerja bahwa "kerja itu adalah sebuah kehormatan", kalau dia tidak sukses bekerja menjajakan kue, ia berpikir kehormatan kerja dihadapan ibunya mempunyai nilai yang kurang, dan suatu pantangan bagi ibunya, anaknya menjadi pengemis, ia ingin setiap ia pulang kerumah ibu tersenyum menyambut kedatangannya dan senyuman bunda yang tulus ia balas dengan kerja yang terbaik dan menghasilkan uang.

Kemudian pemuda tadi memborong semua kue yang dijajakan lelaki kecil, bukan karena ia kasihan, bukan karena ia lapar tapi karena prinsip yang dimiliki oleh anak kecil itu "kerja adalah sebuah kehormatan" ia akan mendapatkan uang kalau ia sudah bekerja dengan baik.

Sumber: Bunga Cerita

#1 : The Secret Of Success

There was once a boy who wanted to seek the secret of success. One day he approached a wise man living up in the mountain. When he found the wise man at the hut, he asked, "Wise man, can you tell me the secret to becoming successful in life?"

The wise man was silent for a while. After a moment of silence, the wise man led the young lad to a nearby river. They kept walking into the river until the boy's head was fully submerged in the water. The boy struggled to keep his head above the water.

To his astonishment, the wise man did not help him. Instead, the wise man held the boy's head in the water. After a few minutes the wise man pulled the boy out of the water and they proceeded to walk back to the hut.

At the hut the wise man asked the young boy what he desired most when his head was submerged in water. To this the young boy quickly responded, of course, I wanted to breathe, you old fool !" To which the wise man replied, "Son, if you desire success as much as you wanted to breathe, then you would have found the true secret of success."


SUCCESS PRINCIPLES

Success is a matter of choice. If we have enough strong reasons, there is nothing that we cannot do. Once we have the reasons to do something, we will surely find the ways to do it. A mere wish would not make things happen. It is a burning desire, turned into an obsession that will generate the energy to bring you to achieve any goal that you may desire.

The Commencement address by Steve Jobs

The Commencement address by Steve Jobs at Stanford University
Stanford Report, June 14, 2005

'You've got to find what you love,' Jobs says

This is the text of the Commencement address by Steve Jobs, CEO of Apple Computer and of Pixar Animation Studios, delivered on June 12, 2005.

I am honored to be with you today at your commencement from one of the finest universities in the world. I never graduated from college. Truth be told, this is the closest I've ever gotten to a college graduation. Today I want to tell you three stories from my life. That's it. No big deal. Just three stories.

The first story is about connecting the dots.

I dropped out of Reed College after the first 6 months, but then stayed around as a drop-in for another 18 months or so before I really quit. So why did I drop out?

It started before I was born. My biological mother was a young, unwed college graduate student, and she decided to put me up for adoption. She felt very strongly that I should be adopted by college graduates, so everything was all set for me to be adopted at birth by a lawyer and his
wife. Except that when I popped out they decided at the last minute that they really wanted a girl. So my parents, who were on a waiting list, got a call in the middle of the night asking: "We have an unexpected baby boy; do you want him?" They said: "Of course." My biological mother later found out that my mother had never graduated from college and that my father had never graduated from high school. She refused to sign the final adoption papers. She only relented a few months later when my parents promised that I would someday go to college.

And 17 years later I did go to college. But I naively chose a college that was almost as expensive as Stanford, and all of my working-class parents' savings were being spent on my college tuition. After six months, I couldn't see the value in it. I had no idea what I wanted to do with my life and no idea how college was going to help me figure it out. And here I was spending all of the money my parents had saved their entire life. So I decided to drop out and trust that it would all work out OK. It was pretty scary at the time, but looking back it was one of the best decisions I ever
made. The minute I dropped out I could stop taking the required classes that didn't interest me, and begin dropping in on the ones that looked interesting.

It wasn't all romantic. I didn't have a dorm room, so I slept on the floor in friends' rooms, I returned coke bottles for the 5¢ deposits to buy food with, and I would walk the 7 miles across town every Sunday night to get one good meal a week at the Hare Krishna temple. I loved it. And much of what I stumbled into by following my curiosity and intuition turned out to be priceless later on. Let me give you one example:

Reed College at that time offered perhaps the best calligraphy instruction in the country. Throughout the campus every poster, every label on every drawer, was beautifully hand calligraphed. Because I had dropped out and didn't have to take the normal classes, I decided to take a calligraphy class to learn how to do this. I learned about serif and san serif typefaces, about varying the amount of space between different letter combinations, about what makes great typography great. It was beautiful, historical, artistically subtle in a way that science can't capture, and I found it fascinating.

None of this had even a hope of any practical application in my life. But ten years later, when we were designing the first Macintosh computer, it all came back to me. And we designed it all into the Mac. It was the first computer with beautiful typography. If I had never dropped in on that
single course in college, the Mac would have never had multiple typefaces or proportionally spaced fonts. And since Windows just copied the Mac, its likely that no personal computer would have them. If I had never dropped out, I would have never dropped in on this calligraphy class, and personal computers might not have the wonderful typography that they do. Of course it was impossible to connect the dots looking forward when I was in college. But it was very, very clear looking backwards ten years later.

Again, you can't connect the dots looking forward; you can only connect them looking backwards. So you have to trust that the dots will somehow connect in your future. You have to trust in something - your gut, destiny, life, karma, whatever. This approach has never let me down, and it has made all the difference in my life.

My second story is about love and loss.

I was lucky ? I found what I loved to do early in life. Woz and I started Apple in my parents garage when I was 20. We worked hard, and in 10 years Apple had grown from just the two of us in a garage into a $2 billion company with over 4000 employees. We had just released our finest creation - the Macintosh - a year earlier, and I had just turned 30. And then I got fired. How can you get fired from a company you started? Well, as Apple grew we hired someone who I thought was very talented to run the company with me, and for the first year or so things went well. But then our visions of the future began to diverge and eventually we had a falling out. When we did, our Board of Directors sided with him. So at 30 I was out. And very publicly out. What had been the focus of my entire adult life was gone, and it was devastating.

I really didn't know what to do for a few months. I felt that I had let the previous generation of entrepreneurs down - that I had dropped the baton as it was being passed to me. I met with David Packard and Bob Noyce and tried to apologize for screwing up so badly. I was a very public failure, and I even thought about running away from the valley. But something slowly began to dawn on me ? I still loved what I did. The turn of events at Apple had not changed that one bit. I had been rejected, but I was still in love. And so I decided to start over.

I didn't see it then, but it turned out that getting fired from Apple was the best thing that could have ever happened to me. The heaviness of being successful was replaced by the lightness of being a beginner again, less sure about everything. It freed me to enter one of the most creative
periods of my life.

During the next five years, I started a company named NeXT, another company named Pixar, and fell in love with an amazing woman who would become my wife. Pixar went on to create the worlds first computer animated feature film, Toy Story, and is now the most successful animation studio in the world. In a remarkable turn of events, Apple bought NeXT, I retuned to
Apple, and the technology we developed at NeXT is at the heart of Apple's current renaissance. And Laurene and I have a wonderful family together.

I'm pretty sure none of this would have happened if I hadn't been fired from Apple. It was awful tasting medicine, but I guess the patient needed it. Sometimes life hits you in the head with a brick. Don't lose faith. I'm convinced that the only thing that kept me going was that I loved what I did. You've got to find what you love. And that is as true for your work as it is for your lovers. Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do. If
you haven't found it yet, keep looking. Don't settle. As with all matters of the heart, you'll know when you find it. And, like any great relationship, it just gets better and better as the years roll on. So keep looking until you find it. Don't settle.

My third story is about death.

When I was 17, I read a quote that went something like: "If you live each day as if it was your last, someday you'll most certainly be right." It made an impression on me, and since then, for the past 33 years, I have looked in the mirror every morning and asked myself: "If today were the last day of my life, would I want to do what I am about to do today?" And whenever the answer has been "No" for too many days in a row, I know I need to change something.

Remembering that I'll be dead soon is the most important tool I've ever encountered to help me make the big choices in life. Because almost everything ? all external expectations, all pride, all fear of embarrassment or failure - these things just fall away in the face of death, leaving only what is truly important. Remembering that you are going to die is the best way I know to avoid the trap of thinking you have something to lose. You are already naked. There is no reason not to follow your heart.

About a year ago I was diagnosed with cancer. I had a scan at 7:30 in the morning, and it clearly showed a tumor on my pancreas. I didn't even know what a pancreas was. The doctors told me this was almost certainly a type of cancer that is incurable, and that I should expect to live no longer than three to six months. My doctor advised me to go home and get my affairs in order, which is doctor's code for prepare to die. It means to try to tell your kids everything you thought you'd have the next 10 years to tell them in just a few months. It means to make sure everything is buttoned up so that it will be as easy as possible for your family. It means to say your goodbyes.

I lived with that diagnosis all day. Later that evening I had a biopsy, where they stuck an endoscope down my throat, through my stomach and into my intestines, put a needle into my pancreas and got a few cells from the tumor. I was sedated, but my wife, who was there, told me that when they viewed the cells under a microscope the doctors started crying because it
turned out to be a very rare form of pancreatic cancer that is curable with surgery. I had the surgery and I'm fine now.

This was the closest I've been to facing death, and I hope its the closest I get for a few more decades. Having lived through it, I can now say this to you with a bit more certainty than when death was a useful but purely intellectual concept:

No one wants to die. Even people who want to go to heaven don't want to die to get there. And yet death is the destination we all share. No one has ever escaped it. And that is as it should be, because Death is very likely the single best invention of Life. It is Life's change agent. It clears out the old to make way for the new. Right now the new is you, but someday not too long from now, you will gradually become the old and be cleared away. Sorry to be so dramatic, but it is quite true.

Your time is limited, so don't waste it living someone else's life. Don't be trapped by dogma - which is living with the results of other people's thinking. Don't let the noise of other's opinions drown out your own inner voice. And most important, have the courage to follow your heart and
intuition. They somehow already know what you truly want to become. Everything else is secondary.

When I was young, there was an amazing publication called The Whole Earth Catalog, which was one of the bibles of my generation. It was created by a fellow named Stewart Brand not far from here in Menlo Park, and he brought it to life with his poetic touch. This was in the late 1960's, before personal computers and desktop publishing, so it was all made with typewriters, scissors, and polaroid cameras. It was sort of like Google in paperback form, 35 years before Google came along: it was idealistic, and overflowing with neat tools and great notions.

Stewart and his team put out several issues of The Whole Earth Catalog, and then when it had run its course, they put out a final issue. It was the mid-1970s, and I was your age. On the back cover of their final issue was a photograph of an early morning country road, the kind you might find yourself hitchhiking on if you were so adventurous. Beneath it were the words: "Stay Hungry. Stay Foolish." It was their farewell message as they signed off. Stay Hungry. Stay Foolish. And I have always wished that for myself. And now, as you graduate to begin anew, I wish that for you.

Stay Hungry. Stay Foolish.

Thank you all very much.

Source : http://news-service.stanford.edu/news/2005/june15/jobs-061505.html

Telur, Wortel Dan Kopi

Seorang anak mengeluh pada ayahnya mengenai kehidupannya dan menanyakan mengapa hidup ini terasa begitu berat baginya. Ia tidak tahu bagaimana menghadapinya dan hampir menyerah. Ia sudah lelah untuk berjuang. Sepertinya setiap kali satu masalah selesai, timbul masalah baru.
Ayahnya, seorang koki, membawanya ke dapur. Ia mengisi 3 panci dengan air dan menaruhnya di atas api. Setelah air di panci-panci tersebut mendidih.
Ia menaruh wortel di dalam panci pertama, telur di panci kedua dan ia menaruh kopi bubuk di panci terakhir. Ia membiarkannya mendidih tanpa berkata-kata.
Si anak membungkam dan menunggu dengan tidak sabar, memikirkan apa yang sedang dikerjakan sang ayah. Setelah 20 menit, sang ayah mematikan api.
Ia menyisihkan wortel dan menaruhnya di mangkuk, mengangkat telur dan meletakkannya di mangkuk yang lain, dan menuangkan kopi di mangkuk lainnya.

Lalu ia bertanya kepada anaknya, "Apa yang kau lihat, nak?" "Wortel, telur, dan kopi" jawab si anak. Ayahnya mengajaknya mendekat dan memintanya merasakan wortel itu. Ia melakukannya dan merasakan bahwa wortel itu terasa lunak. Ayahnya lalu memintanya mengambil telur dan memecahkannya.
Setelah membuang kulitnya, ia mendapati sebuah telur rebus yang mengeras. Terakhir, ayahnya memintanya untuk mencicipi kopi. Ia tersenyum ketika mencicipi kopi dengan aromanya yang khas. Setelah itu, si anak bertanya, "Apa arti semua ini, Ayah?" Ayahnya menerangkan bahwa ketiganya telah menghadapi kesulitan yang sama, perebusan, tetapi masing-masing menunjukkan reaksi yang berbeda.
Wortel sebelum direbus kuat, keras dan sukar dipatahkan. Tetapi setelah direbus, wortel menjadi lembut dan lunak.
Telur sebelumnya mudah pecah. Cangkang tipisnya melindungi isinya yang berupa cairan. Tetapi setelah direbus, isinya menjadi keras.
Bubuk kopi mengalami perubahan yang unik. Setelah berada di dalam rebusan air, bubuk kopi merubah air tersebut.
"Kamu termasuk yang mana?," tanya ayahnya. "Ketika kesulitan mendatangimu, bagaimana kau menghadapinya? Apakah kamu wortel, telur atau kopi?"

Bagaimana dengan kamu?

Apakah kamu adalah wortel yang kelihatannya keras, tapi dengan adanya penderitaan dan kesulitan, kamu menyerah, menjadi lunak dan kehilangan kekuatanmu.

Apakah kamu adalah telur, yang awalnya memiliki hati lembut? Dengan jiwa yang dinamis, namun setelah adanya kematian, patah hati, perceraian atau pemecatan menjadi keras dan kaku. Dari luar kelihatan sama, tetapi apakah kamu menjadi pahit dan keras dengan jiwa dan hati yang kaku?

Ataukah kamu adalah bubuk kopi? Bubuk kopi merubah air panas, sesuatu yang menimbulkan kesakitan, untuk mencapai rasanya yang maksimal pada suhu 100 derajat Celcius. Ketika air mencapai suhu terpanas, kopi terasa semakin nikmat. Jika kamu seperti bubuk kopi, ketika keadaan menjadi semakin buruk, kamu akan menjadi semakin baik dan membuat keadaan di sekitarmu juga membaik.

Buka Pikiranmu....Bukan Logika

Dahulu kala di suatu desa kecil di Indian, seorang petani yang sangat miskin mempunyai hutang yang sangat besar kepada rentenir di desa tersebut. Rentenir itu, udah tua, bangkotan, eee.... malah tertarik pada putrinya pak tani yang cakep itu.

Kemudian si rentenir tersebut mengajukan penawaran, dia akan melupakan hutang2 petani tersebut jika dia dapat menikahi putrinya. Sang petani dan putrinya pun bingung dengan tawaran tersebut, kayaknya mereka nggak setuju.

Melihat gelagat seperti itu Si rentenir mengajukan tawaran lagi untuk membuat keputusan. Dia mengatakan, bahwa dia akan meletakkan keping hitam dan keping putih di dalam kantong kosong, kemudian sang putri petani diharuskan untuk mengambil satu keping dari kantong
tersebut.

1. Jika sang putri mendapatkan keping hitam, maka dia akan menjadi istri rentenir tersebut dan hutang2 petani tersebut lunas.
2. Jikasang putri mendapatkan keping putih, maka rentenir tersebut tidak akan menikahi sang putri dan hutang2 petani tersebut lunas.
3. Jika sang putri menolak mengambil keping, sang petani akan dipenjara.

Berada di halaman petani yang banyak terdapat kepingang2, si rentenir mengambil 2 keping. Ketika mengambil, mata sang putri yang tajam melihat, bahwa keping yang dimasukkan ke dalam kantong keduanya berwarna hitam. Kemudian rentenir itu menyuruh sang putri
mengambil keping tersebut di dalam kantong.

Sekarang bayangkan anda ada di sana, apa yang kamu lakukan jika anda sebagai putri tersebut?
Jika anda harus menolong sang putri, apa yang harus kau lakukan kepada sang putri?

Melihat hal seperti itu, ada 3 kemungkinan. ..
1. sang putri menolak untuk mengambil kepingan.
2. sang putri menunjukkan, bahwa yang di dalam kantong tersebut keduanya adalah berwarna hitam serta mengungkap, bahwa rentenir tersebut curang.
3. sang putri mengambil keping hitam dan mengorbankan dirinya untuk menyelamatkan ayahnya dari hutang2 dan penjara.

Sekarang pertimbangkan cerita di atas. Pengalaman ini digunakan untuk membedakan pemikiran logika dan lateral thinking. Dilema sang putri tidak dapat diselesaikan dengan logika awam. Pikirkan cara lain, jika sang putri tidak memilih pilihan yang diberikan kepadanya. Apa yang akan anda tawarkan kepadanya ?

Jangan melihat jawaban di bawah ini, sebelum anda memikirkan cara lain sebagai saran kepada sang putri, pikirkan 5 menit saja....

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Baik, begini caranya. Sang putri memasukkan tangannya ke dalam kantong dan mengambil satu keping tersebut. Tanpa melihat keping tersebut, secara sengaja menjatuhkan (setengah melempar) keping tersebut ke halaman dan bercampur dengan keping2 yang lain di halaman. "Oh, betapa bodohnya aku" kata sang putri, "tapi, anda nggak usah khawatir, jika tuan melihat sisa kepingan di dalam kantong, maka tuan akan mengetahui keping mana yang saya ambil".
Dengan begitu, sisa yang ada di dalam kantong adalah keping berwarna hitam, sehingga diasumsikan bahwa sang putri telah mengambil keping yang berwarna putih.
Sejak rentenir berani menyatakan untuk tidak jujur, sang putri mengubah dari keadaan yang kelihatannya mustahil menjadi keadaan yang sangat menguntungkan.

Moral of the story:
Semua permasalahan yang kompleks mempunyai jalan keluar. Yang anda butuhkan hanya melebarkan pemikiran anda. Jika logika anda tidak bisa bekerja, berusahalah dengan lateral
thinking. Lateral thinking sangat kreatif, mudah dikerjakan tiap hari. "Rahasia untuk sukses, adalah mengetahui sesuatu yang tidak diketahui orang lain".,..... .

Lebih Baik Mulai Menyalakan Lilin daripada terus menerus mengutuki kegelapan yang menyelubungi Kita...